Forgiveness, cancellation, or discharge of your Federal Loan means that you are no longer required to repay some or all of your loan. To learn more about Federal Student Loan forgiveness programs available to Texas public education employees, please visit the Texas Education Agency website/Texas Educators/Educator Initiatives/Student Loan Forgiveness for Teachers or the US Department of Education/Federal Student Aid website.

Every year TEA submits a list of teacher shortage areas by subject matter and a list of designated low-income schools to the U.S. Department of Education. Teachers with certain types of student loans may qualify for partial loan forgiveness, deferment, or cancellation benefits.  

• Read the eligibility requirements for the Federal Teacher Loan Forgiveness Program.

• If you are eligible, fill out the Teacher Loan Forgiveness application on the Federal Student Aid website.

• Submit your completed and signed document to Email Compensation to finish the Chief Administrative Officer (CAO) Certification section.

• Please allow 48-72 hours from receipt of the document for processing, the certified application will be returned to the employee once completed. 

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. 

• Read the eligibility requirements for the Federal Public Service Loan Forgiveness Program 

• If you are eligible, fill out the Public Service Loan Forgiveness (PSLF) Employment Certification Form on the Federal Student Aid website.

• Submit your completed and signed document to Email Compensation to finish the Employer Certification section. 

• Please allow 48-72 hours from receipt of the document for processing, the certified application will be returned to the employee once completed.